I Could Have Used Life Insurance True Story: Not A Priority

Life insurance is one of those things you don’t want to learn how important it is once it’s too late. But that doesn’t mean we know all the right things to do when it comes to getting a policy.

According to a nationwide study, over a third of respondents, if they had a life insurance policy, didn’t know what kind of policy they had. And though 70% felt confident that their insurance companies would pay out if the need arose, only 34% felt sure that they would know how to collect a payout.

Do you fall into this confused category? If so, it’s crucial to educate yourself about life insurance, especially if you have people who depend on you like your kids.

Here’s the second part of the three people who shared their stories about life insurance and how it could have—or did—make all the difference.

The next morning, he left for work without me seeing him. Whether he kissed me goodbye while I slept, I’ll never know. I had a hair appointment with the woman across the street. I was sitting in a chair in her basement when I heard footsteps coming down the stairs. I turned to see my brother, Paul, who, like James, was a construction worker. He looked at me and said, “Cathy, we have to go.”

I remember him pulling me out of the chair, and driving to the hospital. My first words were, “How bad?”

He just squeezed my hand.

When we arrived at the ER, the other construction workers were there. It was hard for them to look at me—and that’s when I knew.

My story is a reminder that once you have a family—no matter your age—life insurance is absolutely essential.

I didn’t want to think about that at the time, but lucky for me, my husband had.

Forget what happened yesterday. Make the change today and reap the fruits of your investment in the future!

Talk to a financial consultant

Story from Forbes

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