Understanding What Is Social Security System in the Philippines

The Philippine Social Security System (SSS) was founded in 1957 which is a social insurance program for employees in the Philippines. SSS is a goverment agency that provides health and retirement benefits to all paid up employees in the country.

All SSS members can make a calamity or salary loans anytime. Calamity loans can be availed for times when the government declared an area where the SSS member lives is affected by flood, hit by an earthquake and experienced a natural disaster. Salary loans on the other hand would depend on the monthly salary of the employee.

Any Filipino can be a member of the SSS program except for government employees as they have a separate agency program called GSIS or Government Service Insurance System.

Who can be a member of the SSS program?

  1. Overseas Filipino Workers (OFW) are Filipinos working abroad that are expected to return permanently either upon the expiration of a work contract or upon retirement
  2. Self-Employed is working for oneself as a freelancer or the owner of a business rather than for an employer
  3. Non-Working Spouse
  4. Voluntary Member is somebody who wants to continue his SSS contribution even though he has no work

Do you already have a SSS ID?

Read this guide SSS ID Application Made Easy

Haven’t registered on SSS online?

Read this ultimate guide Ultimate Guide To Complete Your SSS Online Registration

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